The motto for Allstate is: “You’re in good hands.” Policyholders with the company seem to think so. Allstate offers car insurance and so much more, including Property, Power/Sports, Life/Retirement and Business insurance. Allstate does an excellent job of offering special incentives and discounts to drivers, as well as useful tools on its website.
Allstate’s Online Resources
Allstate’s website is user-friendly and full of valuable resources that help drivers understand more about car insurance. Their Bumper-to-Bumper Basics interactive tool lets you quickly input information about you and your assets, then gives you recommendations on what kind of coverage you should consider for your car insurance policy. The site also has frequently asked questions that address most of your basic car insurance questions. It’s a great place to go to get knowledge about car insurance.
Lots of Discounts
Allstate is well-known for its Accident Forgiveness program. With this, if you are involved in an accident, even if it is your fault, Allstate won’t raise your rates. Most companies increase your rate as soon as you are in an accident, so this is a pleasant bonus for drivers.
Deductible Rewards is another crowd pleaser. You get $100 back the day you sign up for Allstate car insurance, and then $100 every year you go accident free (up to 5 years).
The Safe Driving Bonus gives you up to 5% off your renewal bill for every 6 months you are a safe driver. Not bad!
New Car Replacement gets you a brand new car if yours is totaled in the first 3 years of owning it. Most companies give you a check for the depreciated value, but Allstate actually helps you get a brand new car.
Customer Service and Giving Back
Allstate’s customers love their easy-access customer service options. Policyholders can access their auto insurance policy online to make payments to their car insurance premium or check on their coverage. They can email or call customer service day or night with questions or to file a claim.
Allstate’s not all talk and no action, either. The company gives back to the community by volunteering all over the country each Martin Luther King Jr. Day. It’s great to see a company that cares.
Is Allstate For You?
Allstate offers affordable insurance and makes even the most non-technical person feel right at home on its website. Pricing is low for policies and premiums, and the coverage options are above average.
With multiple packages for different budgets, Allstate focuses on helping the driver meet his insurance needs, no matter what his financial state. Packages include:
• Value Package
• Standard Policy
• Gold Package
• Platinum Package
If you’re looking for a highly rated insurance company that won’t charge you an arm and a leg, consider switching your car insurance policy to Allstate.